From your reference to the NEC I will assume you are talking about the US.
You won't be able to plug in any appliances or equipment with 15 or 20A plugs on them. They are a different configuration than the 30A receptacles.
There are no 10A. You can use a 15A on the 20A circuit. Understand that the
15 & 20A devices are actually the same, except for the "T" slot on the 20. There is no advantage or disadvantage from a reliability standpoint to using either rating on a 20A circuit, as long as you don't need the right-angle slot.That is sometimes a factor. However, loose terminal screws also play a part, as does insulation deterioration or manufacturing defects.
Have you looked at the voltage rating on building wire? It is 600 volt. Aren't you better off with the lowest system voltage, which gives the greatest margin of safety, if that is your concern?
As for the service ratings, you can't get 230 to ground. You can get 240 volt three-phase if you want it. However, I wouldn't recommend it unless you need it. The higher available fault current that you will likely get requires more expensive panels, and could present more of a hazard than whatever you are concerned about. Also, how are you proposing to operate all of the 120 volt appliances?
Ben miller