UMA....Thoughts?

Anyone have any thoughts on UMA? For those that dont know..that is a
competitor to AMA...like the old sportflyers..(hopefully around
longer)....checkout their website...unitedmodelers.com
Reply to
mike
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Not exactly a competitor, but an insurance provider. UMA provides a $1,000,000.oo PRIMARY policy.
I belong to UMA simply to provide an additional buffer against possible claims for my other primary policies such as two Home-Owner's policies and an umbrella policy. AMA's secondary will not kick in until one's primary is exhausted, Therefore for personal protection against personal liability, IMO, $38 is a small price to pay to protect against big rate increases if one has a significant claim against one's commercial policies.
While I have been AMA some 50 years, +/-, and have served and am now a candidate again (Dist. VIII VP) I maintain my UMA membership and will continue to do so. It is just another part of personal financial management.
Don't forget that UMA is JUST insurance while AMA is the spokesman organization for the complete USA world of aeromodeling. That is ONE BIG DIFFERENCE!
Horrace Cain AMA 539 CD & Leader UMA 7160
Reply to
CainHD
She was great in "Pulp Fiction". Hope to see her soon in "Kill Bill"
Reply to
mike tully
Yellow catsuit and a samurai sword, I hear!
Reply to
David Smith
About once a year I agree with Horrace.. this is it.
Horrace
Which comes as the true primary, UMA or homeowners, or do they pay in the ratio of the size of the claim?
JR
Reply to
JR
No real clue here, but I would use UMA first if a claim should be filed. If that does not cover, then a redirect would be in order. IMO, this is a bridge that I will cross when I come to it.
HC
Reply to
CainHD
But...what if the UMA insurance turns out to be useless? I have NEVER heard of ONE claim paid by SFA. DID hear of a few that were denied... It's only $40 to risk, but I would not want to be counting on this unproven entity as my SOLE insurance, that's for sure...
Reply to
easytiger
OK, Horrace. You apparently feel the AMA insurance is inadequate. You've been an AMA member for 50 years, and a DVP (you don't say how many). Have you ever lobbied or introduced a motion or suggestion to improve the AMA's insurance carrier and/or the policy?
Dr.1 Driver "There's a Hun in the sun!"
Reply to
Dr1Driver
So, *easy-pussy* what is your point?
Who said anything about SOLE insurance?
Reply to
CainHD
Why don't you ask UMA? And why do you try to make a connection between UMA and the defunct SFA? Sounds more like you have an agenda to discredit UMA than to find out the truth.
Reply to
Fly Higher
I have not confirmed this, but have heard that UMA is insured by the same company that backs AMA. As for being useless, AMA insurance is pretty much useless to me. If I have a liability claim against me, my homeowner's will pay up to the policy limit and then an umbrella policy kicks in. AMA is secondary, just because I have homeowners, so never comes in to the picture. Of course my homeowners policy will be canceled immediatly after paying the claim, and I'll be blacklisted with every other provider as well. No insurance company wants to do business in socialist regulated CA, so any excuse and they'll drop you like a rock. As Horrace said above, UMA being primary coverage may protect one from that sort of unpleasantness.
Abel
Reply to
Abel Pranger
Excellent reasoning Able. It's a shame that such logic is lost on the organization claiming to have our best interests at heart.
Reply to
Fly Higher
To everyone in Dist. VIII: Do you realy want this moron for your V.P.?
Reply to
The Central Scrutinizer
I had the same thought. What an immature thing to do.
Hey Cain, you might try putting your brain in gear before you type something in a public forum.....Sheesh!
Reply to
Mike Wizynajtys

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