Charles,
Sorry for the belated response. I have not researched the various codes. I do not doubt that there may be codes or guidelines that suggest, recommend, or mandate double pole - double throw switches to connect generators to a customer's low voltage system. In most cases, the issue is to prevent damage to the generator itself or the associated wiring and equipment in the event it inadvertently attempts either to back feed a dead power system or to prevent an out of phase synchronization with a live power system.
While the protection of utility personnel may be mentioned, I do not believe that this is a relevant point. My recollection is that the OSHA requirement for personnel safety mandates that conductors in a system of above 480 volts be tested and grounded before any work commences unless hot line techniques are employed. This means that the type of switches that a customer may or may not employ for generators have no bearing on the safety of utility personnel. In reality, who would trust their life to devices where an uneducated customer was responsible for the installation and maintenance and which in any event have no visible break to allow inspection to insure that they are open. We arrange elaborate assurances to confirm de-energization for personnel protection with interconnected electric utilities who know what they are doing (visibly open switches, locked, tagged, grounded, and guaranteed to remain so). Why would any rational and competent utility trust an even well intentioned customer with a portable generator and a plug or switch?
Regards,
John Phillips