Sorry, yes, SMD is surface mounted device.
Those are they. Normally supplied on tapes so that machines can handle their placement.
The small shiney tabs at each end.
Conductor under the SMD?
That's the point of angling them at 45 degrees so that one end touches the axle while the other leans on the insulating bush. A possibility is to drill the smallest possible hole on the plastic/metal dividing line.
I solder the strand right by the insulation so solder and strand are inside the rail height line. I haven't had much luck with conducting paint. Obviously each wheel design is fractionally different and every person has construction preferences. I'm into old-time European models so my wheels will be different to British types.
We're almost at mid-winter here!
Regards, Greg.P.