Open mouth, insert foot. You undercut your own argument with your own statements. Example.
And if you do charge at the C/5 level to the 14.7V.
If you take 60% out of the battery then you have a 25% SOC battery at the start of the next charge level. Then recharge it to 85% then to 25% Repeat infanitem
It never gets close to 100% charge. So it sulfates and dies.
If you up the panel size so you get C/3 charging, you end up with 75 when you go into float. And with the added float time you get with the change in charging level, you won't get much over 87% charge level. So you won't gain anything by just increasing the size of your solar array.
For EV people, the general consensus is that C/10 is about the fastest you will want to try to charge your battery system. But slower than C/10 is preferable because it increases charge efficiency.
On the solar front here is what other people have to say.
And if you take a C/20 rate, it will give you about 95% full batteries when you go into float. With if far better than 85%.
So you can step up your final charge level from 85% to 95% by just increasing the size of your battery bank by 4X, That reduces sulfating from chronic undercharging, and you reduce the charging stress on each battery at the same time, so the lifetime improvement is in orders of magnitude. A win win situation.
And when you are not at the house using a bunch of stuff, then it will give the system time to push it up to close to 100% SOC with a few hours of float charge every day..
It just makes logical sense to me.
The key to high peak charge level is by reducing total charge current. Which reduces battery charging damage and increases total final charge level. As I said, a win win situation.