That makes me glad I've never had a credit card. I had a utility try to hit me for over $1000 one time, claiming that I had not paid an outstanding bill at a house I had never seen. let alone lived at. They threatened to shut off my service if I didn't pay. I finally convinced them that I didn't live at two addresses at the same time.
Having two deadbeats with your first & last name didn't help.
Someone apparently got hold of my debit card number and charged a bunch of small items that totalled about $500 over a period of about
10 days. I was tipped off when one of the airlines called and asked if I was buying a ticket from Guadalajara to Amsterdam. I told the agent that if I was buying a ticket it would be to, not from, Guadalajara.
No other problems so far, other than having to spend an hour at my bank flagging the bogus charges. I do keep the account the debit card is attached to isolated from our other accounts, and never keep more than I can afford to have in dispute in the account.
The bank manager told me, based only on what she's seen locally, that there seemed to be an uptick in CC and debit card fraud recently.
I had a story seemingly just out of movie "Idiocracy". I subscribed to a sprint "wireless broadband" service 2 months ago. Supplied a credit card also.
Today out of the blue I received a email notice from them that my account was delinquent and they are about to refer me to a collection agency and that the sky is falling.
The email did not provide any phone number and said "dial *4 on your sprint phone". Which I never had.
So I called them. Asked how come I never received any bills. Turns out that "I was not set up for billing".
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