Odd Things About MSC

I know nothing about MSC. I recently had a $52 charge on my card that I didn't recognize. The seller was named JOHNNYSUME. Hmm, Johnny Su Me. I contested it, the card company got a weak descriptive response from the vendor. They sent a form for me to sign that I didn't make the charge. Mikek

I used to use MSC a lot but their prices just keep getting higher. And now I find a lot of stuff on Amazon that I used to get from MSC. Cheaper pricing and cheaper shipping. I also buy some stuff direct from China because I was getting the exact same product from other vendors. But paying way more because they are importing from China and marking stuff way up. Eric

Yeah. I still get the Enco style discount codes which makes it worth doing business with them. Its not hard to spend enough to apply the discount on stuff I use. Also some things are pretty hard to beat. Right now I am roughing out 4140HT parts with an Accupro 1/2" 6 Flute AlTin coated end mill that cost $48 dollars, and I got it over night for ground shipping rates, or I could have got it shipped free and waited another day or two. My way oil and cutting lube are similar. People tell me Zoro is cheaper (I actively dislike Grainger), but when I price check when logged on my price from MSC is cheaper. Its hard to walk away from that, but I recently found a local vendor for my way oil in 55 gallon drums even cheaper. That's a bit of a toss up of course since I have to go get it.

How much way oil do you use? I only use about 10 gallons per year, but that's for only 4 machines and I'm a one man shop. The oil I use is stuff that used to be called Hydroclear but is now called TCS Slideway Lubricant 68. Years ago I used Vactra but it had some sort of wax in it that would clog up the auto lube systems after about 4 years. The stuff I use now doesn't clog the auto lube systems and has the added benefit of sticking better to the ways. The coolant doesn't wash it off as easy as the Vactra. And it doesn't combine with my water soluble coolant as easy as Vactra either. Eric

Got a call from my bank about 5 years ago, asking questions to verify I was the owner of the account. High suspicious, I questioned them. They responded, that someone had tried to pay for about a grand worth of diesel in Pakistan with my card info, which was automatically declined, then they tried again just under $500 worth. This triggered an automatic suspension of the card. I happily confirmed I was not in Pakistan and had not given my info out to anyone. No idea who got hacked to obtain my card info, but sure was happy with my bank being right on top of things!

Jon

I got a call asking if I just checked out of a Red Roof inn. No, I didn't. Did you have a $212 dinner at some restaurant? No!, Did you buy $113 at CVS, No. We will send you a new card. Another time they called to ask if I made 5 purchases at iTunes. Nope, We will send you a new card. This was when I had two kids in college in Gainsville and the they had a big skimming problem at the time. I also got a call asking if I charged $1, I said I need to check with my wife, she did, she started pumping gas and found it was cheaper if she paid cash, so she stopped the charge and paid cash for the rest. She's like that. :-)

30+ years ago I made a bank deposit, the teller ask if I wanted my balance, sure she gave it to me, I said no that's not right, it's too high. She said maybe you wife made a deposit, I said no. She said that is the correct balance. I said ok, knowing it was wrong and left. A few days later I received a letter saying deposit in error. They took a little over $10,000 out of my account. Mikek

So, she got the lower price, and the station had to pay a swipe fee anyway!

When I first opened my checking account here, my first statement showed a mystery deposit of around $1200. When I called the bank to report that, the response was, "Oh, they must have messed up the account numbers again."

AGAIN???

On 12/24/2017 4:54 PM, Robert Nichols wrote: > On 12/24/2017 06:47 AM, amdx wrote: >> I got a call asking if I just checked out of a Red Roof inn. >> No, I didn't. Did you have a $212 dinner at some restaurant? >> No!, Did you buy $113 at CVS, No. We will send you a new card. >> Another time they called to ask if I made 5 purchases at iTunes. >> Nope, We will send you a new card. >> This was when I had two kids in college in Gainsville and the they had >> a big skimming problem at the time. >> I also got a call asking if I charged $1, I said I need to check with my wife, she did, she started pumping gas and found it was cheaper if she paid cash, so she stopped the charge and paid cash for the rest. >> She's like that. > > So, she got the lower price, and the station had to pay a swipe fee anyway! > >> 30+ years ago I made a bank deposit, the teller ask if I wanted my balance, sure she gave it to me, I said no that's not right, it's too high. She said maybe you wife made a deposit, I said no. She said that is the correct balance. I said ok, knowing it was wrong and left. >> A few days later I received a letter saying deposit in error. >> They took a little over $10,000 out of my account. > > When I first opened my checking account here, my first statement showed a mystery deposit of around $1200. When I called the bank to report that, the response was, "Oh, they must have messed up the account numbers again." > > AGAIN??? >

Some years ago I financed a bass boat with AEA Federal Credit Union. I was doing very well at the time so I was paying 2-5 times my monthly payment to get the principal down quick. Every check had my loan number computer printed on it. One day I got a call saying they were going to send me to collection if I didn't catch up my account. They were nasty, and I was furious. I told them I made thousands of dollar sin over payments and I could prove it because the checks cleared. They got nastier, and said if I didn't pay immediately they were going to turn me over to collections. The next day I got a call from their collection agent. They have their own in house hard corps collections. I finally just had enough. I told him if he didn't "f-ing" figure out what they did with my money I wasn't going to come down to his office with my paper I was going to the newspaper with my story, and "If they won't run it I'll pay to run it as an advertisement because I can prove everything I said, and your first level collector refused to even listen to me. You straighten it out today or I will be at the front door of the paper when they open in the morning."

He sounded like he was prepared to ride rough shod over me when he called, and by the time I hung up he was apologizing and back pedaling like his life depended on it.

Turned out they had been depositing my loan payments into the checking account of a guy named Robert Lee. They credited all my payments, went back and fixed all the penalties, and when they baulked at writing a letter to all of the big three credit reporting agencies that had picked up their reported non-payments I asked if they would prefer I took them to court or went to the newspaper. One or the other was going to happen if they didn't fix ALL of the damage they caused. They called me five minutes later, and said the letters stating that their reporting was their own fault would be written and sent.

Of course they tried to pull the usual crap of forcing me to buy insurance through them a couple times by saying I had not provided them proof of insurance, which my agent had sent every time. They even added it to my bill once, and then credited it back to my account when I called them out on not only having it, but also having sent the proof. One time they claimed they had the loan listed with the boat first and the notice from the insurance company had the trailer first. The next time they claimed the reverse. I didn't care. As far as I was concerned it was a scam to make a couple more dollars.

A couple years ago I walked in and paid off the few thousand dollar balance. I had calmed down some what over the intervening years, and just planned to pay it off quietly, close my bank account there, and leave. The poor teller had to ask me if I was going to finance a new boat through them when I handed her my check...

LOL. I had a business account at BofA once upon a time. The day they decided to but a 5 day hold on a cashiers check drawn on their bank I started shopping for a new bank.

Must have been Bunk of America, Hell's Fargo, or Washedup Mutual. Want to pay an extra 20% interest? Use Chased credit cards!

I tried to cash a $25 check from a client at another branch of BofA, in the same city, once. The teller not only refused to do it, but she got snooty and called the manager over. When he confirmed that they would not do it, I took the check back, drove over to my branch, and loudly, angrily closed out both my checking and savings accounts. I was farkin' furious. (I was already mad at them because they had "lost track of" several small deposits over the previous months, and I had to show them the deposit receipts for them to reinstate the funds.) The manager at my branch profusely apologized, trying to get me to stay (I wouldn't.) and I heard him chew out the manager at the other branch on the phone while I was waiting for my funds. I made a point to tear up each check in the bank book, then tore up the plastic holder, throwing them on the counter so all the other customers could see. They balked at closing the checking account that day, despite seeing my register and check pad, but gave me most of my money. A week later, when no other transactions had appeared on my account, they mailed a check for the remainder to me, and I've never looked back.

Then I heard, years ago, that they were using Indian customer service. Yes, your banking data is screened in India by foreigners when you bank with BofA. (Never again.)

3rd party checks at off-branches are handled easily at other banks. The tellers hand you two slips to sign, one simply depositing the money into your account and the other a withdrawal statement for the same amount. It's handled in under a minute with no fuss nor muss.

Nope. Just a local bank, not (at that time, 40 years ago) part of any chain.