That's a 25 degree (F) [13 C] differential. Remember, heat pumps "move" the heat from one area to another. In essence, a heat pump would be trying to "heat all outdoors" - or the entire lake, as the case may be.
One calorie per gram (of water) per degree - it is going to take a lot of calories out of your boat to raise the temp of the lake from
48C to 49C. That is what you have to work with.