The worm analogy was pretty accurate, Red. You could have used baloney slices and made the same point...more accurately?
But I would go for that variable insurance rate, Red. We repeatedly connect "AMA/Insurance," as if that is one word or concept. Why should the rubber free flight boys pay the same for insurance as those who fly much larger, louder, faster, heavier, more expensive models? That is hardly fair, is it?
The reason the AMA says, "it isn't WHAT you fly but the WAY you fly" is that they know the poor logic in having everyone pay the same insurance for the difference levels of risk and liability.
Consider the poor logic in the AMA's insurance position. Does the insurance companies tell us, "it isn't WHAT you drive but the WAY you drive?" Semi's pay a lot more insurance than the fellow with the sub-compact. If the AMA had anything to do with their insurance, they would pay the same. Would that be a good idea?
"It isn't WHAT you live in, it is the WAY you live in it"...so the value and potential risk of fire, flood, and storm to your home does not affect the amount of home owner's insurance? Not if the AMA had anything to do with it. The rich mansion and the hovel would have the same level of insurance.
"How you fly" is asinine. The AMA is unique. The AMA is like a big, wealthy non-denominational church with a paying congregation who has been hoodwinked by propaganda that defies logic -- and being unaligned to any oversight organization, the church management can invent their own words and concepts. And the church member can take it or leave it...but they aren't likely to change it. But if they leave it, they are bound straight for uninsured Hell.
AMA management created the desire for park flying; the toy companies enabled it. Big clubs with distant fields to be maintained demonstrated the need of park fliers. Let the AMA management get involved with park fliers and they will bombard the cities with every sort of horror story there is and the city would either demand AMA membership (wouldn't AMA management love that!) or more likely, just say, "anything so dangerous as to require that sort of insurance should not be done on any city recreational area -- insurance or no." And wouldn't the AMA management love that! Yes, the AMA management is in a no-lose situation.
Perhaps there is something the membership can do...everyone start petitioning the FAA to maintain oversight of the AMA on the grounds of home land security. We all know how our models could be used as weapons. There has already been a model death in a crowded football stadium, and that was with a flying lawnmower.
Since the insurance on full-size aircraft varies by WHAT is being flown, maybe the free flighters and park fliers would get the representation AMA management thinks they need, and the fliers not have to pay the same insurance as those flying the larger, louder, faster, heavier, more expensive models.
But then, if the AMA gets involved with the FAA, then the rubber free flighter end up paying the insurance rates the man-carrying airplanes have. After all, it isn't WHAT you fly; it is the WAY you fly. I jest, of course.
If I were a sarcastic sort, I could suggest that someone make those little mats we kneel on when we work on our models at the field and they put a little map of the US on them. Then before each flight we know which way Muncie is and we can prostrate ourselves that direction. Hey! Don't knock this idea. The flight might go better. One can never tell.
I wouldn't suggest these things, though, because I am not a sarcastic sort.
I said early on that I don't care, but I am always interested other's sanity. Lets see some from the AMA management relative to insurance.
Ken