Agreed. But I believe Ford knew relatively slow impacts would cause the fuel tank to rupture spilling gasoline which, if ignited, would turn the car into a furnace. Ford knew or should have known because of the suits and warranty claims. I can choose dangerous activities but at least let me know how dangerous it is. Is that too much to ask?
If we had as many meteorite strikes as we do rear-end accidents I imagine you might expect to have your house protect you. So my answer to your first question is YES (as long as we're comparing apples and apples).
I see "people parking on the railroad tracks" as the reason instructions with a new toaster will say "CAUTION: TOASTER MAY BECOME HOT" or words to that effect. I see the same problems as you LJ just see them from a different angle.
dennis in nca