My father loved to surprise me when I was a child with a stick model plane kit. I loved to spend hours putting them together. Dad wasn't to critical of my building skills, but I could see in his eyes he was often disappointed with my creative efforts!
Oh what the Hell! I like to fly and not build. Now that I'm older with less than perfect vision, I like to build even less. It's a PITA cutting, sanding, fitting, gluing, and often cursing trying to put a BIY together. Then you usually have to scrounge up a bunch of parts, since most kits come with junky hardware (the same might be said for RTF). And then the ultimate pain of trying to cover the damn thing with iron on covering. My seams were never straight and forget about a cool color scheme - count on a one color job from me.
I don't mind a ARF, since most of the work is done. All you have to do is glue the wing together and install the radio gear and the engine. Shortly thereafter you can have a tall whiskey and admire your work!