And they're too lazy to fix the problems with their wheelsets that cause the shorts in the firts place. For the small type of layout you described, Peco (whether insul- or electrofrog) will be fine out of the box if your wheelsets are adjusted ciorrectly. For a large club exhibition layout that requires a high level of reliability then you should also wire the points correctly, whether the layout is DC or DCC. People who build their own track have been doing it properly for decades.
MBQ